Commercials That Annoy, Irritate or Outright Enrage

[TattleTeeny]

That lady is being deliberately obtuse and she's the worst of the Liberty Mutual lot! I've ranted about that asshole before! Ugh, especially the part about three tires; I'm no mathematician but since when does the retail value of one hypothetical missing tire equal that of one quarter of the price of an entire car?! And then the way she authoritatively says "smart" makes me want to knock her right off her "I have to pee" stance.

Edited January 18, 2017 by TattleTeeny

[Jamoche]

Just now, TattleTeeny said:

That lady is being deliberately obtuse and she's the worst of the Liberty Mutual lot! I've ranted about that asshole before! Ugh, especially the part about three tires; I'm no mathematician but since when does the retail value of one hypothetical missing tire equal that of one quarter of the price of an entire car?! 

The three tires one makes me want to drive up to him in a Reliant Robin - that is, if I could keep it upright long enough:

[chessiegal]

I don't know why Liberty Mutual feels the need to make such annoying commercials. Other car insurance company's offer similar coverage, and they make commercials that for the most part are not annoying and are funny/informative. State Farm, with the guy complaining to his little girl that his insurance will go up because he had an accident, to which she responds, no you have "whatever" coverage that sounds to be the same as Liberty Mutual. I really like the Farmers Insurance commercials (especially the synchronized swimming dogs - my favorite). Proof you can make a compelling case for your insurance company without being insufferably annoying.

Edited January 18, 2017 by chessiegal

[LoneHaranguer]

31 minutes ago, iMonrey said:

Look lady, you can't take your car in for repairs and have it returned to you only three quarters fixed, or, worse yet, three quarters intact, just because you can only pay three quarters of the cost. They're either going to fix it, or not, period.

Actually, you don't have to get it completely fixed as long as the remainder is cosmetic, but it will affect your insurance coverage. The only LM ad that sort of makes sense to me is the guy who says that he didn't have the wrong coverage...he had the wrong insurance company. He may have a point if his old company employed agents incapable of dealing with clueless idiots who have to rely on them to figure out what they need to buy.

[Bastet]

On 1/16/2017 at 3:15 PM, smittykins said:

I just saw a Daily Burn commercial with a woman bragging "I went from a size 8 to a size 2."

OH NOES!  Size 8! Fatty fat fat!  Tub o'lard!

I remember the first time I saw one of those weight loss commercials where the "before" was a size 10, and I was horrified (yes, I understand that a size 10 could be overweight depending on the person's frame, but that was not the case with the woman in the commercial).  Now we're starting at a size 8, huh?  I hate this society.

[bitchin camaro]

18 hours ago, Cobalt Stargazer said:

And this was after the guy in the ad had loaded the washer for her, trying to be helpful. Lady, don't wonder why he doesn't help around the house more often if you're trailing along behind him correcting the way he does things.

I'd normally agree with that sentiment, but there is a right way to load the dishwasher and I just can't even with people who don't even bother to try. (There are three things in the world that I am completely OCD about and that's one of them - lol.)

[theatremouse]

2 hours ago, iMonrey said:

I know this has been hashed to death but the lady in the Liberty Mutual commercial who complains that her insurance company will only pay three quarters of what it will cost to fix her car not only doesn't understand how insurance works, she also doesn't understand how cars work, apparently. "I guess they don't want you driving three quarters of a car!" Um, what? 

Look lady, you can't take your car in for repairs and have it returned to you only three quarters fixed, or, worse yet, three quarters intact, just because you can only pay three quarters of the cost. They're either going to fix it, or not, period.

I'm not saying this ad is any good or makes any more sense, but I was under the impression her whole "three-quarters" analogy was not about repair at all. I thought her car was totaled and the amount she got for it was 3/4 of what she paid, and thus, this dumbass actually doesn't understand how depreciation works.

[Maverick]

2 hours ago, LoneHaranguer said:

Actually, you don't have to get it completely fixed as long as the remainder is cosmetic, but it will affect your insurance coverage. The only LM ad that sort of makes sense to me is the guy who says that he didn't have the wrong coverage...he had the wrong insurance company. He may have a point if his old company employed agents incapable of dealing with clueless idiots who have to rely on them to figure out what they need to buy.

  The only thing that guy has is a career moving steamboats down the Mississippi.  The way he uses his hands to talk, he generates more power than a paddle wheel.  Oh, and close your legs dude.   No one to see your crotch splayed out, on a park bench or otherwise.

1 hour ago, theatremouse said:

I'm not saying this ad is any good or makes any more sense, but I was under the impression her whole "three-quarters" analogy was not about repair at all. I thought her car was totaled and the amount she got for it was 3/4 of what she paid, and thus, this dumbass actually doesn't understand how depreciation works.

 There's another commercial with some dumb lug that doesn't understand depreciation.  Or rather, he thinks it exists in some fairytale land with unicorns and dragons ("Depreciation they claim!").   This one is talking about depreciation but she's relating it to repairs in some non-sensical manner.  

[smittykins]

Yeah, the "how can three be depreciation when you haven't made your first car payment yet" guy, who apparently has never heard that depreciation begins the minute you drive it off the lot.

[mojoween]

There are two different LM dudes who say some iteration of "I didn't get the wrong plan, I got the wrong company" and it infuriates me.

Don't blame the companies because you didn't ask the right questions, douchenozzles.  The plan you got is the one you picked.

[peacheslatour]

Quote

Also just hear a commercial for the show Bones; why the fuck does the announcer say the word "bones" like that? Like bownes (as in "bow" rhymes with "now").

"If we took the bownes out the wouldn't be crunchy"

Quote

That lady is being deliberately obtuse and she's the worst of the Liberty Mutual lot! I've ranted about that asshole before! Ugh, especially the part about three tires; I'm no mathematician but since when does the retail value of one hypothetical missing tire equal that of one quarter of the price of an entire car?! And then the way she authoritatively says "smart" makes me want to knock her right off her "I have to pee" stance

The part that gets me is when she calls it Libidy Mutual.

Quote

(There are three things in the world that I am completely OCD about and that's one of them - lol.)

Is one of them which way to put TP on the dispenser? Are you an over or an under?

[iMonrey]

Quote

I'm not saying this ad is any good or makes any more sense, but I was under the impression her whole "three-quarters" analogy was not about repair at all. I thought her car was totaled and the amount she got for it was 3/4 of what she paid, and thus, this dumbass actually doesn't understand how depreciation works.

No because she specifically says the insurance company will only pay three quarters of what it costs to get it fixed. 

What she doesn't say is how the car got wrecked in the first place. Clearly it's on her otherwise the other driver would be paying. And I'm assuming she has some sort of deductible. So if the repair costs $1000 and insurance will pay $750? I'd take it. She sounds like some entitled idiot who thinks insurance is supposed to pay 100% of any accident she causes.

[proserpina65]

On ‎01‎/‎13‎/‎2017 at 1:59 PM, SmithW6079 said:

I freaking hate all the tax preparation commercials -- Turbo Tax and Credit Karma (I think it's that one) -- that are all touting their "free" tax preparation. I go to an accountant because I want a professional who knows what he's doing, not some automated tax software that won't be able to answer my questions. That brings me to my next rant -- when did we become a bunch of freeloaders who don't want to pay for anything? It's one thing to get the most for your money, but another where we all want something for nothing. "I want to drive on well-maintained roads/police/firefighters/teachers, but I don't want to pay the taxes for them." "I want to the news, but I don't want to pay for it." "I want professionally prepared websites/brochures/newsletters, but I don't want to pay for the work." And so on and so on.

I use free tax software, but I have very simple taxes.  (And honestly, unless your taxes are complicated, anyone can file them for free by using the tax forms the IRS sends out.)  I do, however, agree that the various tax commercials are quite annoying.  I particularly hate the ones with Jon Hamm, but that may partially due to not liking him.

[bitchin camaro]

2 hours ago, peacheslatour said:

Is one of them which way to put TP on the dispenser? Are you an over or an under?

Over. Duh. ;)

 

I'm home sick today, and this ad must have played about 150 times already. Besides the fact that the beginning sounds like a porno if you're not looking at the television, what in the actual fuck is supposed to be going on here?

 

[peacheslatour]

Quote

Over. Duh. ;)

Right on!

[Archery]

The Liberty Mutual commercial with the black couple is particularly irritating.  Seems the husband ruined their perfect driving record with his little accident, and their premium is going up.  The wife stands there simmering with rage over this, and the husband has this tight I-am-a-hostage-in-my-own-marriage smile.  Then she makes some passive-aggressive crack, and he grits out, "Perfect!"

And I say to my husband, "She's withholding sex for the foreseeable future because she is angry and because she can." 

Hate those commercials.

Edited January 18, 2017 by Archery

[theatremouse]

2 hours ago, iMonrey said:

No because she specifically says the insurance company will only pay three quarters of what it costs to get it fixed. 

We may be talking about different ads? The first sentence of the one I'm talking about is "You totaled your brand new car". Totaled=not going to be fixed. 

[Drogo]

Three quarters of what it takes to replace it.

No one is hurt... but there will Still. Be. PAIN!

[Silver Raven]

"At Ikea, we think that everything from your lamp to your couch should work as hard as you do."  I don't want my furniture to work hard, I just want it to sit there quietly.

[mojoween]

Rebagg commercials are on eleventy-seven times a day on Pop and I have two issues.

First, unless someone gave you your Prada, and Chanel, and Hermes bags, lady, you didn't earn a red cent.  You got some money that most likely is a fraction of what you paid.  So those thousands are probably paying off your credit card bill.

And second, for what I pay at the outlet mall, how is Coach not a luxury bag?

[Brattinella]

3 minutes ago, mojoween said:

Rebagg commercials are on eleventy-seven times a day on Pop and I have two issues.

First, unless someone gave you your Prada, and Chanel, and Hermes bags, lady, you didn't earn a red cent.  You got some money that most likely is a fraction of what you paid.  So those thousands are probably paying off your credit card bill.

And second, for what I pay at the outlet mall, how is Coach not a luxury bag?

My REALLY shallow take on these ads is that the "ladies" who are selling their multitudinous designer bags have been given them by their wealthy "boyfriends".  Of course they will make money if all those bags were free!

[Moose135]

All these Liberty Mutual clowns whining about their insurance after an accident make me think they are the worst drivers in the world, probably in an assigned risk pool, and are paying a ton for crappy insurance because of their driving history.  Maybe not the best spokespeople for your product.

[Jamoche]

3 hours ago, iMonrey said:

No because she specifically says the insurance company will only pay three quarters of what it costs to get it fixed. 

What she doesn't say is how the car got wrecked in the first place. Clearly it's on her otherwise the other driver would be paying. And I'm assuming she has some sort of deductible. So if the repair costs $1000 and insurance will pay $750? I'd take it. She sounds like some entitled idiot who thinks insurance is supposed to pay 100% of any accident she causes.

Sheesh. I hit a pothole while doing 65 and whomped the hell out of my 6 year old Mini. Final repair cost actually came to more than the value of the car - original estimate was about 2/3rds, which is why they didn't total it straight off - and my insurance paid it all. Minus deductible, yeah, but compared to the cost of a 6 year old Mini, that was trivial.

My theory: like Nigerian scam emails, where they make them stupid intentionally to attract people lacking in logic skills, they've decided there's a good market in the people who make customer support pull their hair out. Somewhere out there a lot of idiots are nodding along and going "yeah! That's not fair!"

And the support folks at the other companies are cheering them on - "take these idiots, please!"

[ennui]

5 hours ago, proserpina65 said:

(And honestly, unless your taxes are complicated, anyone can file them for free by using the tax forms the IRS sends out.)

The IRS went paperless a few years ago. You can download the forms, or you can call and request that they be mailed to you (and it takes a few weeks, so don't wait until the last minute!).

When the Liberty Mutual woman bought her car, the finance manager would have encouraged her to purchase GAP insurance, to cover the value of the car vs the amount she still owed on it in the event of a total loss. She has only herself to blame.

[iMonrey]

Quote

(And honestly, unless your taxes are complicated, anyone can file them for free by using the tax forms the IRS sends out.)

As I understand it, you have to pay for the Turbo Tax software, then you have to pay for any updates and whatever state you live in (to get the latest tax rules for that state I assume), and if you work in one state and live in another you have to pay for both states. So by the time you end up paying for all of that, you might as well hire an accountant to do it for you. You'll be paying about the same money. A co-worker of mine once paid all the Turbo Tax licensing fees and still had to end up paying an accountant because he couldn't figure it all out. So . . . not so free.

[WescottF1]

Several stations on DirecTV constantly run one of those ads from the Foundation For a Better Life with "WWE Superstar Roman Reigns" where he's being watched by his female mail carrier in a lustful manner while flexing his biceps when he's really playing "I'm a Little Teapot" with his kid.

Sweet enough ad, but after I've seen it for the eighth time in couple of hours - enough already.

[BradandJanet]

The Aspen Dental commercial with the singing dogwalker is making me crazy. It must be my punishment for watching Jeopardy, but she's on every ad break. Who drags a bunch of dogs to a dental appointment and then sings about her grubby teeth? Yuck. There's also the version with the construction worker (who appears to have ultra-white veneers) who sings his way through a visit for dentures. Why, why?

[Aquarius]

1 hour ago, iMonrey said:

As I understand it, you have to pay for the Turbo Tax software, then you have to pay for any updates and whatever state you live in (to get the latest tax rules for that state I assume), and if you work in one state and live in another you have to pay for both states. So by the time you end up paying for all of that, you might as well hire an accountant to do it for you. You'll be paying about the same money. A co-worker of mine once paid all the Turbo Tax licensing fees and still had to end up paying an accountant because he couldn't figure it all out. So . . . not so free.

I don't file using Turbo Tax.  I e-file for free using the IRS site.  My taxes are not complicated and my deductions are straightforward.  I just follow the instructions on the electronic forms.  Yes, I have to run some of the math myself but it certainly isn't anything I need to pay an accountant to do.

[Ilovecomputers]

22 hours ago, Maverick said:

The only thing that guy has is a career moving steamboats down the Mississippi.  The way he uses his hands to talk, he generates more power than a paddle wheel.  Oh, and close your legs dude.   No one to see your crotch splayed out, on a park bench or otherwise.

"Libidy" Mutual must have heard this, because there seems to be a banner across his crotch now.  

There's an ad that is aired locally and it asks for volunteers to test a new ("nearly invisible") hearing aid. Problem is, they deliberately lower the volume five notches.  At first I strained to hear what the ad was about like an old woman. What'd he say?  Something about a hearing aid?

[MaryPatShelby]

2 hours ago, WescottF1 said:

Several stations on DirecTV constantly run one of those ads from the Foundation For a Better Life with "WWE Superstar Roman Reigns" where he's being watched by his female mail carrier in a lustful manner while flexing his biceps when he's really playing "I'm a Little Teapot" with his kid.

Sweet enough ad, but after I've seen it for the eighth time in couple of hours - enough already.

I don't like this one at all.  Maybe the way I look at young kids is skewed, because my kids are grown, but I feel like that daughter is too old to be doing "I'm a Little Teapot".

[Bastet]

I've used Turbo Tax for many years now and like it (I buy the software at Costco for a good price, and it's really easy to use), but the commercials stink. 

[legaleagle53]

On 1/17/2017 at 9:03 PM, Maverick said:

Oh, and close your legs dude.   No one to see your crotch splayed out, on a park bench or otherwise.

We men are taught not to sit with our legs completely closed in order to keep the family jewels from being squashed.  It's considered more masculine for us to leave them open a bit.  It's women who are supposed to sit with their legs closed or tightly crossed in order to avoid revealing any secrets, especially when wearing short skirts or dresses.

[Silver Raven]

4 hours ago, iMonrey said:

As I understand it, you have to pay for the Turbo Tax software, then you have to pay for any updates and whatever state you live in (to get the latest tax rules for that state I assume), and if you work in one state and live in another you have to pay for both states. So by the time you end up paying for all of that, you might as well hire an accountant to do it for you. You'll be paying about the same money. A co-worker of mine once paid all the Turbo Tax licensing fees and still had to end up paying an accountant because he couldn't figure it all out. So . . . not so free.

H&R Block and Turbo Tax have free websites to file your taxes online.

45 minutes ago, legaleagle53 said:

We men are taught not to sit with our legs completely closed in order to keep the family jewels from being squashed.  It's considered more masculine for us to leave them open a bit.  It's women who are supposed to sit with their legs closed or tightly crossed in order to avoid revealing any secrets, especially when wearing short skirts or dresses.

I was in an acting class where I did a skit where I had to pretend to sit like a woman, and let me tell you, as a man, that hurts.

Edited January 19, 2017 by Silver Raven

[Haleth]

12 hours ago, iMonrey said:

As I understand it, you have to pay for the Turbo Tax software, then you have to pay for any updates and whatever state you live in (to get the latest tax rules for that state I assume), and if you work in one state and live in another you have to pay for both states. So by the time you end up paying for all of that, you might as well hire an accountant to do it for you. You'll be paying about the same money. A co-worker of mine once paid all the Turbo Tax licensing fees and still had to end up paying an accountant because he couldn't figure it all out. So . . . not so free.

Turbo Tax gives you one state for free and does not charge for updates.  I don't know how much additional states cost.  I've used TT for years because it is so easy, but yeah, it's not cheap.

8 hours ago, Silver Raven said:

H&R Block and Turbo Tax have free websites to file your taxes online.

Right.  All the services (including the IRS) will file EZ returns for free.  This year they are advertising that even if you itemize it will be free, but the small print says this only includes schedule A.  That probably covers a whole lot of people though, people who generally don't need an accountant.

[Prevailing Wind]

It appears Turbo Tax will do my taxes for free this year. In the past, I've had to pay to get my state taxes done. And it turns out, that's a good thing - Georgia has some weird extra exemption for seniors/retirees that they rarely mention. I found NOTHING about it in the booklet, so when I did my state taxes, just as an exercise, I ended up owing, but when TT did them, I got a refund (that more than covered the cost of TT).

I do dislike the tax preparer commercials, but they're better than most of the crap we see before Xmas. (I'm lookin' at you, Seymour Butts.)

[proserpina65]

14 hours ago, ennui said:

The IRS went paperless a few years ago. You can download the forms, or you can call and request that they be mailed to you (and it takes a few weeks, so don't wait until the last minute!).

When the Liberty Mutual woman bought her car, the finance manager would have encouraged her to purchase GAP insurance, to cover the value of the car vs the amount she still owed on it in the event of a total loss. She has only herself to blame.

You can still get some at the public library - at least my local library had them last year.  But I do mine online so if that's changed this year, I wouldn't know.

 

Yeah, car dealerships will try to sell you all kinds of stuff like that.  But really, most intelligent people realize that they'll have to pay the difference between what the insurance covers and the total repair bill.

[proserpina65]

18 hours ago, Silver Raven said:

"At Ikea, we think that everything from your lamp to your couch should work as hard as you do."  I don't want my furniture to work hard, I just want it to sit there quietly.

I don't know, if my furniture could get jobs and bring home some money, I wouldn't mind.  Maybe IKEA is hiring?

[LoneHaranguer]

17 hours ago, ennui said:

The IRS went paperless a few years ago. You can download the forms, or you can call and request that they be mailed to you (and it takes a few weeks, so don't wait until the last minute!).

The advantage of tax software is that if you're tracking your income and expenses on your computer, all of that stuff can carry over automatically to the right places on the tax forms, saving you the trouble of typing lots of numbers into electronic forms or a web site.

13 hours ago, legaleagle53 said:

We men are taught not to sit with our legs completely closed in order to keep the family jewels from being squashed.

You also don't want to restrict the air circulation needed for cooling (that's why they're dangling out there to begin with). 

[BusyOctober]

Panera has either changed their spokesperson or moderated the original one's voice.  She's still hawking "clean food", but the pitch and tone of the the voice has improved from "stabbing my ear drum with ice pick" to "cats with over grown claws crossing a floor made of chalkboards".

[ennui]

5 hours ago, proserpina65 said:

Yeah, car dealerships will try to sell you all kinds of stuff like that.  But really, most intelligent people realize that they'll have to pay the difference between what the insurance covers and the total repair bill.

GAP insurance applies when the car is a total loss, not when the car can be repaired. 

I use H&R Block online, and I've been pleased. The federal is free, but I have to pay to file state. 

[proserpina65]

52 minutes ago, ennui said:

GAP insurance applies when the car is a total loss, not when the car can be repaired. 

I use H&R Block online, and I've been pleased. The federal is free, but I have to pay to file state. 

Ah, I see.  Still, that ad annoys me because most people realize their insurance isn't going to pay off the full amount of the car.

I guess I'm lucky in that Maryland has free e-file right through the state tax website.

[iMonrey]

T-Mobile seems to have replaced its "You've got fees" commercial with a new version that doesn't show the "fees" crawling around on peoples' scalps. Instead they are just crawling all over the coffee table where the bills are. Much less viscerally disturbing, somehow. 

[Ohwell]

6 hours ago, BusyOctober said:

Panera has either changed their spokesperson or moderated the original one's voice.  She's still hawking "clean food", but the pitch and tone of the the voice has improved from "stabbing my ear drum with ice pick" to "cats with over grown claws crossing a floor made of chalkboards".

It sounds like the original one to me, with the voice moderated.  She still annoys me with how she pronounces "food" though.

[Muffyn]

23 hours ago, legaleagle53 said:

We men are taught not to sit with our legs completely closed in order to keep the family jewels from being squashed.  It's considered more masculine for us to leave them open a bit.  It's women who are supposed to sit with their legs closed or tightly crossed in order to avoid revealing any secrets, especially when wearing short skirts or dresses.

It's all well and  good to leave a bit of a gap.  It's another thing to manspread across an entire bench.  Unless you're The Man With The 60 LB Scrotum, you don't need that much room.

[janie jones]

9 minutes ago, Muffyn said:

It's all well and  good to leave a bit of a gap.  It's another thing to manspread across an entire bench.  Unless you're The Man With The 60 LB Scrotum, you don't need that much room.

I wish I could like this nine million times.

[LoneHaranguer]

12 hours ago, Muffyn said:

It's all well and  good to leave a bit of a gap.  It's another thing to manspread across an entire bench.  Unless you're The Man With The 60 LB Scrotum, you don't need that much room.

It's a territory grab, like leaning back against a bar with elbows sticking way out. It's supposed to be a show of superiority, but overdoing it makes you look like a jerk.

[Cobalt Stargazer]

15 hours ago, Muffyn said:

It's all well and  good to leave a bit of a gap.  It's another thing to manspread across an entire bench.  Unless you're The Man With The 60 LB Scrotum, you don't need that much room.

I think I saw that episode of Animal Planet.

[Ubiquitous]

On ‎1‎/‎18‎/‎2017 at 11:19 PM, Bastet said:

I've used Turbo Tax for many years now and like it (I buy the software at Costco for a good price, and it's really easy to use), but the commercials stink. 

I use the online version of Turbo Tax via my credit union so I get a discount but hate the new ads with the nosey actor (someone said it's John Hamm, I think) pestering people.

On ‎1‎/‎19‎/‎2017 at 1:32 PM, BusyOctober said:

Panera has either changed their spokesperson or moderated the original one's voice.  She's still hawking "clean food", but the pitch and tone of the the voice has improved from "stabbing my ear drum with ice pick" to "cats with over grown claws crossing a floor made of chalkboards".

I haven't notice any audio changes but noticed there's a new one that annoys me b/c she says something about "mixing food with nonfood" and I have no idea what that's sppsd to mean.

[Medicine Crow]

The Chevy Cruze ad where the woman growls "wooooow" just grates on my nerves.  Anyone else?

[Brattinella]

ANY Chevy ad makes me insane.  "Un-buh-LEEB-a-bull".