Since the RI HH episode was highlighting finances (she qualified for a loan, and implied he didn't, even though he owned his own landscaping business), I was wondering about the boat that they wanted to be near, which I understand. Was it his or theirs? They said they used it a lot. That was no cheap hunk of change boat. It was at least 30 feet long, and probably cost $150-200K new. Plus it costs money to keep a boat at a marina.
ETA: And the cost of fuel for a power boat that size. We spent a whopping $30 for diesel for our sailboat this year. We've seen power boats rack up $600 at the fuel dock. Their boat probably gets at most 1.5 miles/gallon.