Commercials That Annoy, Irritate or Outright Enrage

[friendperidot]

On 4/8/2022 at 3:20 PM, Tom Holmberg said:

Wedding Cake - Now with more sprinkles!

Sprinkles are for winners.

Ad that is annoying me, is for Quicken bookkeeping system. The smug man intones how his investments are doing well, his mortgage will be paid off in 12 years, he can retire at 62. Can't stand him. Wait until you are let go from your job before all of those things come to pass, or someone gets very sick, or the housing market takes a turn or there's a recession. "Man proposes, God disposes; neither is the way of man in his own hands." "The best laid schemes of mice an men."

[Maverick]

 "You deserve a better credit score."  Really?  You deserve one?  And here all this time I thought you earned one.  

[peacheslatour]

55 minutes ago, Maverick said:

 "You deserve a better credit score."  Really?  You deserve one?  And here all this time I thought you earned one.  

And then it's like "Woo hoo! My credit score went up 16 points!" Out of what? 850?

[CrystalBlue]

1 hour ago, Maverick said:

 "You deserve a better credit score."  Really?  You deserve one?  And here all this time I thought you earned one.  

This reminds me of the brilliant commercial for Smith Barney about how they make their money.  "They make money the old fashioned way, they earn it."  John Houseman for Smith Barney Commercial

Now, do I get my Participation Trophy?

[Prevailing Wind]

I hate anything that claims, "You deserve it" or words to that effect. It started with the L'oreal "I'm worth it."  WHY do you deserve it?  i.e., a better credit score... if you suck at handling money, you do NOT deserve a better credit score. That only devalues it for the rest of us that have worked diligently to pay off our debts - like we promised we would. Those debt reduction people really piss me off, as well as the IRS reduction crap. YOU OWE ALL THAT MONEY - now be an honorable person and pay it off. THEN you'll deserve a better credit score.

[Browncoat]

1 hour ago, Prevailing Wind said:

I hate anything that claims, "You deserve it" or words to that effect. It started with the L'oreal "I'm worth it."  WHY do you deserve it?  i.e., a better credit score... if you suck at handling money, you do NOT deserve a better credit score. That only devalues it for the rest of us that have worked diligently to pay off our debts - like we promised we would. Those debt reduction people really piss me off, as well as the IRS reduction crap. YOU OWE ALL THAT MONEY - now be an honorable person and pay it off. THEN you'll deserve a better credit score.

The worst part is that if you really are good at handling money, and you have no debt, your credit score will tank.  Several years ago, I paid off my mortgage, and starting paying for everything in cash -- no credit cards.  My excellent credit score dropped like a rock until I incurred debt again.  It actually went up when I applied for and received a new credit card, even before I used the card!  I had a HELOC that just ended, fully paid off, and my score dropped because the line of credit ended.  It's a little crazy.

[Ms Lark]

Experian commercial with rich-ass MF Ewan McGregor telling us to not spend money on more stuff. In this economy, not a problem asshole. I do want to see all the crap in his house though.

[Tom Holmberg]

12 hours ago, Maverick said:

 "You deserve a better credit score."  Really?  You deserve one?  And here all this time I thought you earned one.  

How meaningless are credit scores if you can boost yours just by downloading an app?

[Welshman in Ca]

3 hours ago, Browncoat said:

The worst part is that if you really are good at handling money, and you have no debt, your credit score will tank.  Several years ago, I paid off my mortgage, and starting paying for everything in cash -- no credit cards.  My excellent credit score dropped like a rock until I incurred debt again.  It actually went up when I applied for and received a new credit card, even before I used the card!  I had a HELOC that just ended, fully paid off, and my score dropped because the line of credit ended.  It's a little crazy.

The trick is too keep your credit cards and have $20 owing on them when the card company reports to the credit companies. I haven't had any debt for about 3 years now and this is how I manage to keep mine above 820. If we have a big purchase (new couch etc) I will pay with a card just to help the score. The biggest drop I ever saw was when 2 of my cards cancelled themselves from not being used for 2 years.

[cinsays]

16 hours ago, friendperidot said:

Sprinkles are for winners.

Ad that is annoying me, is for Quicken bookkeeping system. The smug man intones how his investments are doing well, his mortgage will be paid off in 12 years, he can retire at 62. Can't stand him. Wait until you are let go from your job before all of those things come to pass, or someone gets very sick, or the housing market takes a turn or there's a recession. "Man proposes, God disposes; neither is the way of man in his own hands." "The best laid schemes of mice an men."

yes, this commercial has been bugging me too!!!  for all the reasons you mentioned

 

 

[Prevailing Wind]

42 minutes ago, Welshman in Ca said:

The biggest drop I ever saw was when 2 of my cards cancelled themselves from not being used for 2 years.

Not a problem for me - my main CC gets fraudulent charges, the bank cancels the card and issues a new one, so I use the back-up card in the interim. Unfortunately, it happens about every 2 years. But I discovered the higher the balance on the Master Card, the higher the credit score. WTH?

[Tom Holmberg]

56 minutes ago, Welshman in Ca said:

The trick is too keep your credit cards and have $20 owing on them when the card company reports to the credit companies.

So if you owe money, you're more "creditworthy" then if you don't have debt.  That makes sense. 🙄

[Bruinsfan]

Think of it as a history of showing that you use credit responsibly. If you pay for everything by cash, the banks have no records of prompt repayment to assess the risk of lending you money.

[mmecorday]

Quote

The Old Navy commercials with ladies dancing down the sidewalk wearing dresses that belonged in Ma Ingalls' closet.  Seriously, no jaunty dance number is going to make those all the rage

Maybe they should change the name of the store to Old Mennonite.

[peacheslatour]

1 hour ago, Bruinsfan said:

Think of it as a history of showing that you use credit responsibly. If you pay for everything by cash, the banks have no records of prompt repayment to assess the risk of lending you money.

That's it. It's all about handling credit, not whether or not you have debt.

[proserpina65]

9 hours ago, Prevailing Wind said:

I hate anything that claims, "You deserve it" or words to that effect. It started with the L'oreal "I'm worth it."  WHY do you deserve it?  i.e., a better credit score... if you suck at handling money, you do NOT deserve a better credit score. That only devalues it for the rest of us that have worked diligently to pay off our debts - like we promised we would. Those debt reduction people really piss me off, as well as the IRS reduction crap. YOU OWE ALL THAT MONEY - now be an honorable person and pay it off. THEN you'll deserve a better credit score.

The debt reduction commercials annoy me because they're misleading.  Yes, the IRS will work with you and so will credit card companies, but no way will they wipe out debts the way those commercials imply.

And, speaking from experience, yes, declaring bankruptcy is a last resort and yes, the damage lasts for awhile, but it's nowhere near the death sentence to your credit that it used to be.  As long as you don't fall back into the bad habits which got most of us there, that is.

3 hours ago, Tom Holmberg said:

So if you owe money, you're more "creditworthy" then if you don't have debt.  That makes sense. 🙄

No, it's about how MUCH credit you have available.  So if you have a credit card with very little on it, you have a lot of credit available and your score is better.  That's why someone's credit score would go up just for getting a new card before they even use it.  I won't argue that it's not kinda weird, though.

Edited April 22, 2022 by proserpina65

[Haleth]

20 hours ago, Tom Holmberg said:

So if you owe money, you're more "creditworthy" then if you don't have debt.  That makes sense. 🙄

It's counter intuitive, isn't it?

[DrSpaceman73]

Credit score are more like Credit loving scores, how much you like to borrow money. Not how much you are able to pay it back.  Listen to Dave Ramsey, he explains 

[andromeda331]

 

On 4/22/2022 at 6:14 AM, Ms Lark said:

Experian commercial with rich-ass MF Ewan McGregor telling us to not spend money on more stuff. In this economy, not a problem asshole. I do want to see all the crap in his house though.

Yeah, I'm sure he has a ton of crap in his house. I like my stuff. I'll never regret all the books, movies, and all my other stuff that I accumulated over the years. I will regret the books I'll never have the chance of buying (and reading) from my Amazon wishlist, Star Wars and Disney collectibles and other things. People throw out or give away stuff all the time that they later wish they still had.  

[SoMuchTV]

On 4/22/2022 at 8:14 AM, Ms Lark said:

Experian commercial with rich-ass MF Ewan McGregor telling us to not spend money on more stuff. In this economy, not a problem asshole. I do want to see all the crap in his house though.

 

18 minutes ago, andromeda331 said:

 

Yeah, I'm sure he has a ton of crap in his house. I like my stuff. I'll never regret all the books, movies, and all my other stuff that I accumulated over the years. I will regret the books I'll never have the chance of buying (and reading) from my Amazon wishlist, Star Wars and Disney collectibles and other things. People throw out or give away stuff all the time that they later wish they still had.  

Is that the one where he says something like, you'll never regret the things you didn't buy, but you'll regret the places you didn't go (or experiences you didn't have, or something  like that)?  Yeah, I'm sure in some cases that's true, but I can easily see looking back and wishing I had splurged on some fun or comfort items, and regretting the $$ I spent on some "experiences."  Doesn't seem like you can make a blanket statement.  (That reminds me.  I should buy more of those soft fuzzy blankets.)

[chenoa333]

The Windy City Rehab woman with her list of stupid cliches:

"I'm a force to be reckoned with"

"Everything happens for a reason"

So f'n annoying.

[MerBearHou]

I cannot stand the Melissa McCarthy commercial where she’s just walking around breaking things and then goes in for a hug with the Property Brothers.  It is wasteful and entitled and makes absolutely no sense.  Melissa can be funny, but when she misses (a lot of her stuff is ad libbed), she misses so badly.

[Browncoat]

Dear Marcus: by Goldman-Sachs,

"Money" is NOT a verb, so no, I cannot money.

Thanks, 

Browncoat

[dleighg]

speaking of Goldman Sachs (sort of), Morgan Stanley are apparently now the "owners" of the eTrade baby. And "he's back" as I see the ad with the helicopter about 300 times per day.

Is the eTrade baby going to DO anything? What is the point of having him "back" if he's not doing anything?

[peacheslatour]

31 minutes ago, dleighg said:

speaking of Goldman Sachs (sort of), Morgan Stanley are apparently now the "owners" of the eTrade baby. And "he's back" as I see the ad with the helicopter about 300 times per day.

Is the eTrade baby going to DO anything? What is the point of having him "back" if he's not doing anything?

Also speaking of hearing an ad 4 billion times a day, Zocdoc and their stupid fucking song is about to drive me drink. Okay, I'll drink anyway but still.

[chessiegal]

22 minutes ago, peacheslatour said:

Also speaking of hearing an ad 4 billion times a day, Zocdoc and their stupid fucking song is about to drive me drink.

Makes me long for the return of the hapless Fletcher family. 😆

[nokat]

I'm not sure if this was brought up before, and I hadn't really noticed it before someone pointed it out. There are the chocolate commercials, specifically Lindt, that have women making orgasm sounds and faces. You never see a man moaning over chocolate in a commercial.

[Cobalt Stargazer]

4 hours ago, nokat said:

I'm not sure if this was brought up before, and I hadn't really noticed it before someone pointed it out. There are the chocolate commercials, specifically Lindt, that have women making orgasm sounds and faces. You never see a man moaning over chocolate in a commercial.

They probably got the idea from those old Herbal Essences ads.

[peacheslatour]

10 minutes ago, Cobalt Stargazer said:

They probably got the idea from those old Herbal Essences ads.

I refuse to buy Herbal Essences to this day because of those insulting commercials.

[DrSpaceman73]

You'd also never hear a dad and son talk about if their genitals smell or how to keep them 'fresh'

[nokat]

9 minutes ago, DrSpaceman73 said:

You'd also never hear a dad and son talk about if their genitals smell or how to keep them 'fresh'

Maybe they should. Sweaty balls need some good smelling spray, or a good wash. I guess there is that Axe spray, for the male teenage years when they smell like a sweaty, horny ox.

[nokat]

41 minutes ago, peacheslatour said:

I refuse to buy Herbal Essences to this day because of those insulting commercials.

There are also those cleaning products commercials. I think there are one or two that show men pushing a Swiffer. You can both be working full time, but the woman is expected to do the majority of the cleaning, as you can see with women holding the cleaning product.

[chenoa333]

4 hours ago, nokat said:

You never see a man moaning over chocolate in a commercial

You never see a man moaning over ANYTHING in a commercial. Even the commercials for "prolonged erections". It's most often the young women, hot and ready for the old guy who just took an overdose of Cialis/Viagra/meth for that perpetual boner. 

 

[Bruinsfan]

5 hours ago, nokat said:

You never see a man moaning over chocolate in a commercial.

Don't give Dave & Buster's or Carl Jr's any ideas!

[DrSpaceman73]

11 minutes ago, Bruinsfan said:

Don't give Dave & Buster's or Carl Jr's any ideas!

Or sonic. 

[nokat]

25 minutes ago, Bruinsfan said:

Don't give Dave & Buster's or Carl Jr's any ideas!

I do watch "My 600 lb Life." A fat sweaty guy licking a hamburger is something I see enough of. Women, they sexualize it. For men, it's just hanging with the guys eating burgers while watching the game. Or pizza ads, that is manly enough.

And right on time, a Bubly ad.

[Cobalt Stargazer]

6 hours ago, nokat said:

There are also those cleaning products commercials. I think there are one or two that show men pushing a Swiffer. You can both be working full time, but the woman is expected to do the majority of the cleaning, as you can see with women holding the cleaning product.

In fairness, that's because men are often portrayed in ads as too stupid to live. Guys don't clean the house in commercials unless the house ends up catching on fire as a result.

[nokat]

1 hour ago, Cobalt Stargazer said:

In fairness, that's because men are often portrayed in ads as too stupid to live. Guys don't clean the house in commercials unless the house ends up catching on fire as a result.

You have a point, especially with comedies. Someone once commented on the many  prescription medicine ads that the "discontinue use if you have an allergy so you swell up and can't swallow" disclaimer is shown. Women: I should perhaps stop taking this. Men: Cool, a second head.

[chenoa333]

3 minutes ago, nokat said:

discontinue use if you have an allergy so you swell up and can't swallow" disclaimer is shown. Women: I should perhaps stop taking this. Men: Cool, a second head.

😂 Drop the mic Nokat!

[Deskisamess]

On 4/22/2022 at 7:02 AM, Browncoat said:

The worst part is that if you really are good at handling money, and you have no debt, your credit score will tank.  Several years ago, I paid off my mortgage, and starting paying for everything in cash -- no credit cards.  My excellent credit score dropped like a rock until I incurred debt again.  It actually went up when I applied for and received a new credit card, even before I used the card!  I had a HELOC that just ended, fully paid off, and my score dropped because the line of credit ended.  It's a little crazy.

We use one credit card for all purchases, and pay it off each month.  For years we had no debt, and great credit. Use credit wisely. We earn on average of $35 per month in points as well.

Current annoying commercial is the little boy singing about eating apples and bananas, but opening empty cupboards. I know this is a real problem, but this commercial seems to run all the time now on certain channels.

[peacheslatour]

14 hours ago, Cobalt Stargazer said:

In fairness, that's because men are often portrayed in ads as too stupid to live. Guys don't clean the house in commercials unless the house ends up catching on fire as a result.

[Bruinsfan]

A friend of mine who was advising young actors told them that for commercial work they need to be prepared to portray husbands as incompetent man-children.

[Tom Holmberg]

18 hours ago, Cobalt Stargazer said:

In fairness, that's because men are often portrayed in ads as too stupid to live. Guys don't clean the house in commercials unless the house ends up catching on fire as a result.

This isn't new.  I can remember many 50s and 60s sitcoms with the episode where men have to do housework and destroy everything instead.  Often its the clothes washer pouring a tsunami of suds across the room and obviously they burn anything they try to cook..

[Bastet]

Yeah, it's been around probably since the beginning of advertising -- feeding the sexist narrative that women are innately suited to domestic tasks, while men are meant for more intellectual pursuits, so just buy the little lady this handy product, and watch her do her thing.

[Crashcourse]

Eh, if we're talking about "sexism" then the "men are too stupid to clean correctly" is sexist as well. 

At the end of the day, though, they're just commercials and that's what I keep in mind. 

[TattleTeeny]

At least it was actually funny on I Love Lucy. I actually preferred that plot to the part about Lucy & Ethel in the candy factory!

Edited April 25, 2022 by TattleTeeny

[DrSpaceman73]

It's probably been mentioned. 

I'm a gainiac smell my drawers?  So disgusting. 

[TattleTeeny]

If it helps at all (and I am sure it won't), it appears that the so-called "drawers" are actually regular drawstring basketball shorts? To be honest, what I hate most about that commercial is the Flashdance theme. I hate that movie and I hate that song too! And I hate the miming of water falling on the man! 

I am apparently so hateful today! Maybe because I saw that stupid-ass Fairlife milk and cereal commercial that is just so stupid.

Edited April 26, 2022 by TattleTeeny

[proserpina65]

On 4/23/2022 at 5:15 PM, andromeda331 said:

 

Yeah, I'm sure he has a ton of crap in his house. I like my stuff. I'll never regret all the books, movies, and all my other stuff that I accumulated over the years. I will regret the books I'll never have the chance of buying (and reading) from my Amazon wishlist, Star Wars and Disney collectibles and other things. People throw out or give away stuff all the time that they later wish they still had.  

I can honestly say at this point in my life, there's nothing I didn't buy that I regret not buying and some things I did buy that I wish I hadn't.  There are absolutely places which I will regret not visiting if I never get to them, and a couple of experiences I wish I'd done.  So I completely get that commercial even though I'm usually a "I like my stuff, get away from me, Marie Kondo" kind of person.

On 4/24/2022 at 7:45 PM, chenoa333 said:

It's most often the young women, hot and ready for the old guy who just took an overdose of Cialis/Viagra/meth for that perpetual boner. 

In the most recent commercials, the women and men are pretty well matched in age.

On 4/25/2022 at 11:16 AM, peacheslatour said:

That's what Homer gets for putting that soy crap on his cereal.

 

[Colleenna]

The latest Limu commercial  --- the emu wedding.  Ugh.