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Jill, Derick & the Kids: Moving On!!


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42 minutes ago, Laura Holt said:

Is this really an unusual thing?  I can fault Derick and Jill for a lot of things but using this money to pay for law school was an investment in their future that makes sense.

It's normal but for me everything with Derick is mixed. On one hand it's normal for a couple to use the money to pay for law school. On the other hand it was with money that Jill earned for over a decade and never got paid for while Derick hasn't had a job since the early days of their marriage. After Walmart he did nothing but live off his wife's money. I'm glad he finally got a job. He had plenty of time after leaving Walmart and then the show to get a job but didn't. It would have been nice if had gotten a job sooner.

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9 hours ago, andromeda331 said:

It's normal but for me everything with Derick is mixed. On one hand it's normal for a couple to use the money to pay for law school. On the other hand it was with money that Jill earned for over a decade and never got paid for while Derick hasn't had a job since the early days of their marriage. After Walmart he did nothing but live off his wife's money. I'm glad he finally got a job. He had plenty of time after leaving Walmart and then the show to get a job but didn't. It would have been nice if had gotten a job sooner.

Given that Jill and Derrick choose to have combined finances and share all expenses (which isn’t unusual for married couples) I wouldn’t say he went to law school on “Jill’s money”- yes it’s money she earned and brought into the marriage to support THEM (their family, including the kids). Derrick is employed now, and uses that money to support the family (along with Jill’s influencing and book sales etc), seems like they are a dual income household pooling all their resources together. Nothing dishonest or disingenuous about that. 
 

Married people have a legal obligation to financially support each other so I’m not going to give Derrick flack for living off of Jill no more than I would her for living off of him. BUT I agree that in their culture the man I supposed to financially provide yet many of these fundy men have no problem letting their wives influencer income fund their lifestyle- not just supplement, FUND, so I side eye that. But Derrick hasn’t lamented that he’s only supposed to provide financially etc. If Jill wanted an education or an outside of the home career I think he’d be supportive. 

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@GeeGolly Thanks so much for expanding a little bit- I appreciate it and understand where you’re coming from.
 

I have been very privileged in my life to be given a leg up financially with schooling etc, and I am very aware that allows me to make choices others aren’t allowed to make. Derrick would do better promoting his beliefs on living debt free if he started with that “We had a really great start, and to continue to pass that onto our kids we decided to use the money on schooling and living debt free to give our kids an even better head start.”

 

A little humility and self awareness makes you more relatable- but this is DERRICK so yeah I’m not shocked. 

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The average family of 5 can pay over $1000 per month for insurance even when an employer provides "full" coverage.  I imagine Dillwads attorney job covers that, a retirement account and some other benefits.   But 15+ years of child raising costs is a significant outlay. 

Paid-off cars like the crap they drive need to be maintained, then replaced.  Kids have school costs.  Israel alone is gonna need major dental.  House maintenance increases, and If she spits out another kid, that's even more. 

If something happens to Dillwad, she'll get an insurance payout then nothing.  

She better hope he stays healthy, because she has ZERO to fall back on.  No skills, no experience & very little family support.  So the "debt free" standing is precarious. 

One accident with Jilly-Muffin posting on Instagram while driving, and it can all be gone. 

Dillwad should dial back the self-congratulations, or he's going to challenge Josh for the title of most smug Duggar.  But he can't do that.  

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3 minutes ago, Notabug said:

While I agree, Jill and Derrick are debt-free due to some fortunate circumstances; I do have to give them some credit for seemingly making good financial decisions with the money they received.

That’s where I stand too. Jill EARNED that money on reality tv- spending it on a home and education was very prudent, rather than squandering it (I love spending money on fun as much as the next person, but you have to take care of responsibilities first). 
 

My Mom paid for my undergrad, and my biggest adult regret is not going to law school for free on scholarship(I took out loans and went to a more prestigious school and graduated in the middle of the Great Recession). Derrick not having law school debt is a GOOD thing. If he’s encouraging others to do that I think that’s a good thing- doesn’t make him a saint but I can agree with him and give him credit for that. 
 

Of course I’d never condemn someone with school debt (or more than I had)- not everyone has parents who can or will assist them in that way. 

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On 10/7/2023 at 4:32 PM, Salacious Kitty said:

I recall my mother's in home hospice coming every day. Can't say for my dad, since they set up his space, but he died the next day. 

I don't believe JL had hospice. It wasn't mentioned in either of the Duggar tomes. I bet JB sees hospice as a weekness, an inability to take care of his family "in house."

Same here. My mom just had in-home hospice care as she stayed with us in the final four months of her life. They came once a week to start, and we didn't need the extra aides, social workers and such that we could have used. In the final couple of weeks, when she was bedridden, the nurse came every couple of days, as did the aides, to help with sponge baths and such. I can't say enough about how great they were.

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3 hours ago, GeeGolly said:

But sure, Derick goes on the Ramsey radio show and tells the listeners they are living debt free, but leaves out some very crucial details. 

I would be willing to bet money that the call was for no other purpose than to scratch each other's backs. DR gets a minor celebrity on the show talking about how following his advice led to them being debt free so young (um, sure....), and Derrick gets to plug Jill's book. It's a mutually beneficial arrangement.  

Which is fine. I know that happens. But when both sides try to always portray themselves as honest and genuine, I roll my eyes a bit at the act.

25 minutes ago, deaja said:

I would be willing to bet money that the call was for no other purpose than to scratch each other's backs. DR gets a minor celebrity on the show talking about how following his advice led to them being debt free so young (um, sure....), and Derrick gets to plug Jill's book. It's a mutually beneficial arrangement.  

Which is fine. I know that happens. But when both sides try to always portray themselves as honest and genuine, I roll my eyes a bit at the act.

Yes it was a pre-arranged promo. Radio call in hosts don't normally look at their screen and say "you're first name/LAST name and your wife is first name/LAST name" and then add "she wrote a book."

If a caller starts saying their last name the host will cut them off, try to stop it.

 

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2 hours ago, deaja said:

I would be willing to bet money that the call was for no other purpose than to scratch each other's backs. DR gets a minor celebrity on the show talking about how following his advice led to them being debt free so young (um, sure....), and Derrick gets to plug Jill's book. It's a mutually beneficial arrangement.  

Which is fine. I know that happens. But when both sides try to always portray themselves as honest and genuine, I roll my eyes a bit at the act.

Where Derick is concerned I do more than roll my eyes. He's been on a 3 year campaign to repair his reputation, culminating with Jill's book, yet he hasn't changed. He will always be a liar that lies.

He could have went on the show and explained they made some bad financial choices, like quitting his job before he should have. He could have mentioned going on a mission trip while growing a family put them further in debt. He could have mentioned spending another year trying to attempt some church certificate/job thing probably should have waited until they had an income. He could have said their mistakes were so bad they needed SNAP.

Then he could have said when they received some unexpected money, they didn't want to repeat their mistakes and made some sound financial plans going forward.

If Derick was truthful throughout, he could have even thrown in a quid pro quo lie like, and following you (Ramsey) was helpful in our becoming debt free. And no one would have blinked an eye.

What a great, inspiring and truthful story that would have been.

But nope, Derick's been working since he was 5, so all is good.

 

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9 hours ago, GeeGolly said:

Then Derick and Jill did a year(?) in Nepal.

I never can figure out if it was a year or two or somewhere in between, but it was in Central America rather than Nepal once they were married.

I agree, though, that he had a rather protracted sojourn of unemployment or "work" that I side-eye at calling work. I've said this on here before, but I've been curious to see, long-term, how Derick handles a job after the newness wears off. We are the same age, and I have quite a few friends who burn through jobs at the same pace he does--and some more rapidly. All of them were excellent students and even were good coworkers when we had a work-study job together, but they just do not handle real-world jobs well at all. They seem to need the structure school provides, and I have wondered if he is the same way. 

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4 minutes ago, Zella said:

I never can figure out if it was a year or two or somewhere in between, but it was in Central America rather than Nepal once they were married.

I agree, though, that he had a rather protracted sojourn of unemployment or "work" that I side-eye at calling work. I've said this on here before, but I've been curious to see, long-term, how Derick handles a job after the newness wears off. We are the same age, and I have quite a few friends who burn through jobs at the same pace he does--and some more rapidly. All of them were excellent students and even were good coworkers when we had a work-study job together, but they just do not handle real-world jobs well at all. They seem to need the structure school provides, and I have wondered if he is the same way. 

Oh right, Central America. Thank you I corrected it.

I agree as of yet Derick makes a better student than employee and I too know other folks like him.

I think its the structureless structure, if you will, that appeals to lifetime students. They have freedom, yet clear guidelines and deadlines. Work often consists of little freedom and messy guidelines and deadlines.

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Derwood needs to remember that stuff about pride going before a fall.  As @GeeGollysaid he could have put together a great narrative that came across more humble and grateful for what he has and gotten in a much more effective plug for DR's program.  People love a good redemption story like that, saying we made some mistakes along the way, but then got ourselves together with the help of DR and look where we are now.  Thanks, DR.

I think they do own the house outright, which is great for them.  When I was laid off, I could have lasted for several years on my emergency fund if I hadn't had a mortgage.  I think they had a mortgage on the first house, but they still had a good down payment.  When they sold, they made a significant profit (someone here shared the public records) and they had been in the house for a while.  So if they were paying down the principle on the loan, the outstanding balance would not have eaten much of the profit they made.  In addition, they had the advance for the book that could have covered the rest of the new house cost.

My problem is that he came across like a smug braggart.  He needs to realize that their lives could have turned out much differently without some very good fortune.  Jill and Sam could have died during Sam's birth, Sam could have had a serious disability, etc.  They have been truly blessed to come through all of this as well as they have, so a little humility wouldn't hurt.  I know this was a quid pro quo with DR, but it really lands badly for me.

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1 hour ago, GeeGolly said:

Oh right, Central America. Thank you I corrected it.

I agree as of yet Derick makes a better student than employee and I too know other folks like him.

I think its the structureless structure, if you will, that appeals to lifetime students. They have freedom, yet clear guidelines and deadlines. Work often consists of little freedom and messy guidelines and deadlines.

You're welcome and agreed on the likely appeal. I've even had friends tell me they miss being graded because they felt like expectations were a lot clearer for them in an academic context. Derick may well stick with the law, but I can't say I'd be surprised if he's moved on to another career in a few years. 

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On 10/14/2023 at 8:10 PM, GeeGolly said:

Jill's book made it 3 weeks on the NYT's list, but now the book isn't in the top 15. I wonder if they'll make anything beyond what they've been paid?

There's too many unknown variables to fully answer this--what was her actual advance, what are her contractual royalty rates, and who paid for the ghostwriter.  From what I can research quickly, she's sold close to 60,000 copies since release date of the physical book.  That is enough to earn out a typical 50k advance, and be very close to earning out a 100k advance with a typical royalty rate of 10% of the retail price.  I'm leaving out all electronic formats because I can't easily find that number and they have their own rules for paying out and Amazon is going to Amazon at every turn.  

So, Jill might see a quarterly royalty check or two.  I can't see her getting checks this time next year though.  

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2 hours ago, Stevie Nicks said:

For the record, I love beans and cornbread, so no shade here. 

orca-image-1923096623.jpeg

I love beans and cornbread too, but I looked up her "fancy cornbread" recipe, and it's a pretty weird recipe, at least to me. Granted, I've been pondering the logistics of cornbread a lot recently because I finally talked my grandma into sharing her cornbread recipe with me. It's like the gold standard of cornbread with me, but I know everyone has their own special twist. LOL 

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I grew up eating plain ole Jiffy cornbread. Slap a little butter on it and its so yummy to me.

As for beans, yea, no. Maybe a spoonful of baked beans with a hotdog. Or my mom made a 3 bean casserole that was good, but again only a spoonful or two is enough for me.

Maybe Jill could add a salad or some sliced tomatoes and cukes for some color and additional nutrients. 

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4 minutes ago, GeeGolly said:

I grew up eating plain ole Jiffy cornbread. Slap a little butter on it and its so yummy to me.

As for beans, yea, no. Maybe a spoonful of baked beans with a hotdog. Or my mom made a 3 bean casserole that was good, but again only a spoonful or two is enough for me.

Maybe Jill could add a salad or some sliced tomatoes and cukes for some color and additional nutrients. 

My dad adored baked beans. Every Easter we would have ham and baked beans. I love them too but my husband doesn't so I don't make them. But he loves it when I use beans in chili (regular and white chicken), various soups and even black beans over rice. 

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4 hours ago, Bridget said:

Jill & Derick are on Kate Casey’s podcast this week. 

I just listened and it was an interesting interview. I am a little suspicious that the boys may not actually be in public school currently. Kate talked about that they were sending their boys to public school. They didn't say that they aren't, but they raved about the public school Israel went to when they lived in their old house and said nothing about the current situation. Jill is pretty well spoken, though she does interrupt Derick a lot. I don't mind that. I'm just saying that I noticed it and have noticed it in past interviews. Derick didn't say much. 

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19 hours ago, BetyBee said:

I just listened and it was an interesting interview. I am a little suspicious that the boys may not actually be in public school currently. Kate talked about that they were sending their boys to public school. They didn't say that they aren't, but they raved about the public school Israel went to when they lived in their old house and said nothing about the current situation. Jill is pretty well spoken, though she does interrupt Derick a lot. I don't mind that. I'm just saying that I noticed it and have noticed it in past interviews. Derick didn't say much. 

This got debated on Reddit too. 

The consensus is that they spoke in the past tense because that was the old school. People articles and the book indicated they're in public school, but they've also been pretty close to the chest on specifics with their lives.

I don't blame her for not sharing the name or details of the school currently. I'm not a public figure and I never share anything about my kid online, I try as much as possible to not share gender, age, or geographic location...her kids are somewhat more well known but it makes sense to just obfuscate what they can. 

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1 hour ago, questionfear said:

This got debated on Reddit too. 

The consensus is that they spoke in the past tense because that was the old school. People articles and the book indicated they're in public school, but they've also been pretty close to the chest on specifics with their lives.

I don't blame her for not sharing the name or details of the school currently. I'm not a public figure and I never share anything about my kid online, I try as much as possible to not share gender, age, or geographic location...her kids are somewhat more well known but it makes sense to just obfuscate what they can. 

That's a good point. They may have clammed up because they don't want to reveal where their kids currently go to school. They were both all in when speaking about the importance of educating their kids, even daughters if they ever have one! JimBob would be appalled!

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On 10/5/2023 at 6:07 PM, AgathaC said:

Or if you’ve been trained to rely on it and never encouraged to be independent. There’s money in my family and my husband’s family, but we were both raised to work hard and support ourselves without counting on inheritance. Our retirement plan doesn’t include anything we might inherit so if we do get anything, it’ll just be a nice bonus. You never know what will happen to that family money you’re depending on. For instance, thousands upon thousands being thrown into the black hole that is your brother’s defense fund. On the other hand, I know a teen who’s being brought up in an environment of endless indulgence and not a lot of responsibility. He’s going to have a rude awakening when he realizes all those gifts his grandparents lavished on him were his inheritance and maybe he should have studied in school instead of constantly flirting with flunking out.

 

I wouldn’t be surprised if they have no idea what reality will look like. I may very well be wrong, but it’s always seemed to me they’re trained to rely on ol’ Jim Boob. Do they really know what money there is? How to manage it? How to prop up their shady businesses? Maybe he has trained the boys in how to follow in his footsteps. But it all has the potential to crumble into a full-on shit show when JB and Meech shuffle on out.

This is my feeling, too. They have no concept of money: earning a salary, paying bills, taxes, saving, etc.

I'm pretty sure that most of them (all the sons, and Jessa and Ben) have a place to live, and a car to drive, and phone service through Duggar Enterprises. They get pocket money, and some additional perks (trips, etc.) doled out in drips and drabs by JB. 

I don't think any of them could conceptualize what an inheritance would really look like, and I think JB keeps very ight control over the reality of the books. I doubt any of them really knows anything about his web of financial shenanigans.

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7 minutes ago, cmr2014 said:

This is my feeling, too. They have no concept of money: earning a salary, paying bills, taxes, saving, etc.

I'm pretty sure that most of them (all the sons, and Jessa and Ben) have a place to live, and a car to drive, and phone service through Duggar Enterprises. They get pocket money, and some additional perks (trips, etc.) doled out in drips and drabs by JB.

It seems like Abbie said something about this on the show. How the money situation with John was different than how she was raised. I believe she mentioned she was taught to use a budget and John was not. He just thought the money would be there or something.

Maybe someone else with a better memory can add more details.

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6 hours ago, crazy8s said:

It seems like Abbie said something about this on the show. How the money situation with John was different than how she was raised. I believe she mentioned she was taught to use a budget and John was not. He just thought the money would be there or something.

Maybe someone else with a better memory can add more details.

JD is pretty cheap, hence living on an industrial site in a small trailer. I got the impression JD, handled money by the month rather than weekly, whereas Abbie was used to getting a paycheck each week.

Does anyone know if they moved? The trailer was so tiny, Gracie had office equipment in her room. I can't imagine having two kids squished in there, especially because there is no yard.

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1 hour ago, GeeGolly said:

I got the impression JD, handled money by the month rather than weekly, whereas Abbie was used to getting a paycheck each week.

Yes I think she mentioned that in one of the only episodes I ever watched. It was essentially that she was used to a regular income, that comes in at regular times and in regular amounts, whereas whatever self-employment he had or work he did with his dad was much harder for her to plan around. 

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I wonder if she went back to nursing because they needed money. She had to give it up just because she was getting married. She now has 2 small kids. I would think that now would be the time to stay at home.

(And yes, I know mothers have jobs in the real world, but in that doesn’t happen in fundieland.)

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8 hours ago, Future Cat Lady said:

I wonder if she went back to nursing because they needed money. She had to give it up just because she was getting married. She now has 2 small kids. I would think that now would be the time to stay at home.

(And yes, I know mothers have jobs in the real world, but in that doesn’t happen in fundieland.)

It doesn't seem, as of yet anyway, that any Duggars are struggling financially. Jill did claim at one time they were receiving SNAP, but nothing about her SM lifestyle indicated they were broke.

The show has been cancelled for a couple years now and we know JB is cheap, so if any of the sons are going to struggle financially, I think it will start to show up soon. But of all the brothers I think JD would be one who would scramble to find ways to support his family.

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13 hours ago, Salacious Kitty said:

Their mailing address is still that trailer. There's land in their names, but they don't provide the address anymore.

eta I selected the View option. It just gave me a list of 4 cars. No land. 

That was probably the personal property tax page.

JD has land under a couple llcs and he still owns that house he got from the bank. I do think they are still in that trailer right next to the church. That is where they are shown as far as voter reg.

John and one of the duggar sweet friends, Reid Joseph, were at one point running some sort of environmental company. From the Medicfools "leadership" page. John is CEO of Natural State Environmental Services.

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