Jesus, Judy. "When an accident involves a car and bicycle, it is almost always the motorist's fault." So glad she didn't preside in my jurisdiction in the 10 plus years I litigated motor vehicle claims (happily now doing medical negligence cases, much juicier.) Where I live, cyclists are bound to follow all laws as if they were driving a motor vehicle (except for the requirement to have insurance, dammit). And I must say that the vast majority of car/bicycle accidents I saw were due in large part to inattentive, careless and cocky cyclists who thought they were immune from the law, and from injury.