Jordan's insurance are dumb in many ways because Drew offered to pay for her medical cost and he was still responsible because he did hit her with his car so his auto insurance would come into play to pay for her costs.
Let us also remember that Jordan was told that her insurance was so bad that they would not pay for her dialysis sessions at GH but would if she went to Mercy Hospital. But she chose to continue to go GH because she liked it better and was going to pay out of pocket her continuing, expensive dialysis until she found a kidney donor.
But then on Friday my biggest issue with her insurance woes, was that she said that she and Curtis might need to take out a second mortgage on their place. My question was when did they get a first mortgage? I just assume that they were either living out of one the apartments that they were renting.
While insurance worries is a very, real life event, the show keeps choosing people who should have better insurance due to their occupation and position. While there aren't really any poor people on the show (and most have rich relatives that would be happy to help them out), I could think of better people they could have facing these issues:
TJ - med student and no longer on his mother's insurance
Willow - recently fired teacher looking for a new school to teach at
Marcus - struggle to pay the care of his wife at the same facility that Sonny can easily afford for Mike
any of the Dawn of Day members who leave the cult in disillusion after giving all their money to the cult and spending years working at DOD and not at a real job