I reluctantly think there is some truth to this.
I think all the things she has said and done were at his behest and direction. I don't think he is mentally incapacitated. I don't believe Erika was in on it from go, but I believe once he saw the walls closing in, he confessed his sins (or at least some of them) to her and then did what he could to protect and shield her. The only question I have is whether it was days, weeks, months or years. I believe Tom's protection included squirreling away funds and also naming her as payee on various lawsuits instead of himself or the firm. That is