I think so, too. And the fact that he has such a large limit on his credit card--I don't think mine would allow me to buy a car, not even a used piece of shit car--is very suspicious to me.. Does he need such a high credit limit because of business expenses? Then why on earth would he give her his business credit card (that's where I think the IRS would come knocking). Credit companies' ideal customers are people who do not pay the entire balance every month, but who reliably make a payment of some smaller amount, racking up interest charges. If he has a credit limit high enough to allow the purchase of a car, maybe he is someone who carries a large debt balance, paying only a portion each month. Like the HWofNJ, all his showy lifestyle (small-penis cars, too-tight shirts, "wine dude" career) may be just cardboard.