No, not just you. It's boring that the women in these movies - not just HM, but also Lifetime, Netflix, etc. seem to have the same kind of jobs.
As for the bolded, no freaking way would the female lead have a blue collar/lower middle class type of job in these movies because they are meant to be aspirational - Hallmark esp. To me, it's deliberate that the set design shows everything shiny, glossy, new. Houses are large and modern. Cars are newer models (no beaters). Etc. etc. etc.