Unemployment benefits are a fraction of what the individual was earning and don't come close to providing the necessary funds to satisfy an individuals debt. It was never designed to do that. It was designed to provide a little assistance until the individual could find work again, nothing more.
For instance, in TX, weekly unemployment benefits range from a low of $69 to a high of $521. (source: https://www.twc.texas.gov/jobseekers/eligibility-benefit-amounts#benefitAmounts)
So an individual making minimum wage would normally earn $290 a week based on a 40 hour work week. With unemployment they'd receive $69 a week.
An individual with a better education and better job who is earning $1500 a week, $78,000 a year (not really that much in this day and age) would get $521, at most, a week on unemployment.
It is all but impossible to pay your daily living expenses, regardless of 'normal' income level while on unemployment.
Once again, there are really only two choices for many people. Go back to work or find yourself living under a bridge with nothing to eat and no car.