I’ll second that and also ask, why wouldn’t a responsible gun owner check to make sure it was loaded? And why would one creep downstairs with an ostensibly loaded gun TOWARDS the threat? I’d have retreated, with my firearm, extra ammo and a cell phone, into the nearest closet and dialed 911. But that’s just me.
I grew up with a loaded shotgun propped behind the front door of the house, so it doesn’t squick me to have a loaded firearm in the house. I actually prefer it.