Exactly! Notice how Caitlyn never actually RIDES the horses. She just stands next to them while limply holding a lead. And obviously hitching up the trailer, driving out the stable, loading the horse, driving it back home, and unloading it will allow you to hug a panic attack away much easier than just signing up for a $30 riding session.
One thing that stuck out to me was in the beginning when she was saying "I used to love to ride" I actually thought, hmmm maybe she used to ride a lot and knows what she's getting into and wants to go back to something she once loved to do. But cut to the next scene when she's talking to the horse guy and he asks her what kind of experience she has and she says "oh well I rode a few times in Arizona." So - much like her burning, lifelong desire to become a social worker - her lifelong love of horses is nooooot quite what she depicts.
As a person who DID grow up loving horses and took many years of riding lessons and had dreams of owning my own horse(s), I know what a bummer it can be when you realize the reality of horse ownership. Sadly "reality" has never been Cait's strong point.
All that being said, you have to admit that their doberman is really calm and seems very well trained. He doesn't look remotely neglected. So maybe Tyler spends a lot of time with him.
Also, DAMMIT CAITLYN! YOU MADE ME AGREE WITH TYLER!! Please knock it off!