I concur. I know quite a few people who have lived way beyond their means by charging up their cards, HELOCs and so on.
And not only that...if they really had disposable income, why was Christine begging for $$$ to pay for Ysabel's surgery? Why has Kody been arrears on his property tax payments in the past? Janelle not paying her garbage bill in Vegas? That's all just off the top of my head.
I think they spend as fast as they get (and then some) and have never built up a nest egg. Kody's in his mid 50s...Meri and Janelle are solidly in their 50s and Christine is close to 50. Their